Mortise Pad

Cut the pocket first

A quote that fits the mortise

Headline pay is the tenon. Fees, unpaid time and tax decide whether it actually fits.

A quote that looks wide may still miss the pocket once costs are cut.

ItemIllustrative example
Quoted job210
Fees−18
Materials−25
Tax set-aside−32
Remains135
Hours including admin8
Real hourly16.9

If that hourly is below your minimum, the tenon does not fit. Raise the quote or skip the job.

Educational content only. Not financial, tax or legal advice; talk to a qualified professional about your situation.

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